Owner Occupied Unique Multi Family in Spencer. This multi family has been kept up to date with repairs. (2 new gas furnaces placed in 2018,roof replaced on main section of property in 2015, windows replaced as needed, updated flooring in several rooms) 1st floor apartment is UNIQUE! Has 2BR, 1 Bath, kitchen w/ gas stove, dishwasher and living room.....(THIS IS THE SURPRISE!) Attached to the 1st floor apartment is an in-law apartment with 2 large bedrooms, 1 office, 1 full bath,1 1/2 bath, living room, kitchen w/electric stove, dishwasher and a beautiful patio in the back surrounded by shaded trees to enjoy summer fun.2nd floor apartment has 3BR, 1 full bath, kitchen, gas stove, dishwasher, extra large living room w/separate for office/desktop computer and back deck to enjoy the summer days.2 separate driveways for plenty of off street parking, providing a great opportunity for would-be investor to turn into a 3 family.