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The Flip Side of Foreclosure

Posted on January 4, 2015 by IC N in Foreclosure, Repairs

The Flip Side of Foreclosure (NewsUSA) – In so many ways, foreclosure is an end. It’s a bank’s last resort, and the sad final chapter for a family sold on the American dream of home ownership. But in another sense, foreclosure is also a beginning — a never desirable, but often useful, tool that can […]

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Foreclosure Rate in the US Improving, says Corelogic

Posted on June 2, 2014 by Kim in Finance, Residential

Corelogic has recently released a forecast that would influence many real state investor’s next move in their business venture. Corelogic is a North American company based in Irvine, California that is dedicated in delivering comprehensive information about financial, property, and consumer trends, including analytics and business intelligence. Anand Nallathambi, the company’s chief executive, stated that […]

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A Primer to Preventing Foreclosure, Practical Options

Posted on February 26, 2014 by IC N in Legal

Want to know how to stop foreclosure. Learn how to take the first couple of steps to a solution. Avoid costly mistakes and scams, and challenge an illegal foreclosure.

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California’s Foreclosure Drop – But May Be Hungover

Posted on February 27, 2013 by IC N in Latest Real Estate News

CA ForeclosuresOriginal Article Here – As an epicenter of the nation’s worst housing bust in recent history, California remains an important bellwether for the housing market recovery. So when news that foreclosure starts in the beleaguered state plummeted to an 87-month low in January, industry watchers took notice.

Notices of default in the state dropped 62 percent from December 2012, and 75 percent from January 2012, according to RealtyTrac’s January U.S. Foreclosure Market Report, the biggest single-month drop in California NODs since RealtyTrac began issuing its foreclosure report in 2005.

Could California’s battered housing market finally be pulling out of its long and painful decline? As with all news that seems “almost too good to be true,” it probably is.

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Former Seattle Sonic Robert Swift Goes Into Foreclosure

Posted on February 27, 2013 by IC N in Latest Real Estate News

media.komonews.comSEATTLE — Former Seattle Sonic Robert Swift made a reported $20 million during his NBA career, but things haven’t gone as well for the first-round draft pick in recent years.

Swift lost his home to foreclosure, but apparently refuses to leave.

“And it seems like a very sad story and I definitely feel for him,” said the new owner, who wanted to hide her identity.

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What to Look for in Real Estate Foreclosures

Posted on March 29, 2011 by IC N in Residential

foreclosure-homeWhat to Look for in Real Estate Foreclosures

Author: Cheryline Lawson

With the real estate market at present experiencing one of its worst years in history and foreclosures occurring almost daily in most states, there are still many persons interested in invested in real estate foreclosures.

This is so because real estate foreclosures can usually be bought at well below market prices making them very attractive to investors. If you are interested in investing in real estate foreclosures then you should approach it with some degree of caution and spend some time making sure you are investing in a property that is likely to earn you some money.

There are a few things you should watch for when looking about locating the right real estate foreclosure to invest in. You can start off by seeking out real estate foreclosures that are low cost. You can find these at foreclosure auctions since that is where most foreclosures are being sold. A good real estate agent should be able to give you information on where and when auctions are being held.

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Expert Says Facing Up With Pre-foreclosures Do Not Necessarily Lead To Nightmare Situations For Most Homeowners

Posted on September 5, 2010 by IC N in Residential

foreclosure expert Phoenix, AZ -The worsening economy has heightened the likelihood of foreclosure incidents for many homeowners as the scarcity of available jobs further threatens the ability of many Americans to meet mortgage payments.

And amidst the challenges currently encountered by many distressed homeowners, foreclosure expert Ken Spohn said that the most effective way of dealing with foreclosure is to first come to terms with pre-foreclosure issues, which he admitted should prove quite difficult for troubled homeowners to deal with in the first place.

Spohn said that homeowners would naturally grapple with the reality of pre-foreclosure matters, irrespective of their professional and economic status as he added that the mere idea of discussing the topic immediately pointed to the dreaded mortgage issues, which many homeowners were not even comfortable to speak about.


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Biggest Mistake Beginner Wholesalers Make

Posted on August 17, 2009 by IC N in Residential

One of the Biggest Mistake Beginner Wholesalers Make. THEY PAY TO MUCH!!!! Here are 3 ways to prevent that from happening. 1. Become a bird dog for a seasoned wholesaler. This will teach you how evaluate properties, learn the neighborhoods that are selling and you don’t have to risk any of you own money. In […]

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What Does Obama new rescue plan mean for You?

Posted on April 17, 2009 by IC N in Residential

mortgage-houseThis is in response to CNNMoney.com “The Obama’s Mortgage Loan Modification is underway.”

Full Story Here: CNNMoney.com

So, what does that mean for you?



Well, lets take a look at this two part plan. First the banks get some money for helping you out That really doesn’t effect you to much.
But then it goes on to say “The modification plan calls for the servicer to reduce interest rates so that the monthly obligation is no more than 38% of a borrower’s pre-tax income, and then the government would kick in money to bring payments down to 31% of income. Servicers can also reduce the loan balance to achieve these affordability levels. The government will share in the cost, up to the amount the servicer would have received if it had reduced the interest rates.”

To my knowledge the 38% is pretty standard for a full doc loan. So, where is the benefit?

Then it does say that the home owner will get a incentive if all payment are made in a timely manner. It was not clear who will pay that incentive the Bank or the Government.

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What You Don’t know About Loan Modifications Can Hurt You!

Posted on April 14, 2009 by IC N in Residential

What You Don’t know About Loan Modifications Can Hurt You!

Did you know that over 9 million people are in Foreclosure and another expected 9 million on the way. Those are staggering numbers! Most people think they only have a two options to save or delay the NOS (Notice of Sale). First to delay the sale they may try to sell their home with the assists of a Realtor. The bank may allow a couple extra months to try to sell the home. Option two is Bankruptcy. This will put an automatic stay on the sale, generally from 3-6 months depending on the local /state laws.


What many people don’t know is the Obama’s administration pass a new program that banks / lender’s are required to work with the home owner to help them stay in their home. The program, unveiled last month, creates a $75 billion loan modification program that would allow “responsible homeowners” to refinance to interest rates as low as 2 percent. This allows at-risk borrowers to reduce their monthly mortgage payments in an effort to keep them from losing their homes.These loans can be extended as long as 40 years.


Here are some qualifications about the program:

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